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Watch out for low offers from insurance companies after injury


Most Tennessee residents would agree they could use a little more money in order to help pay the bills or purchase some needed assets. This is particularly true when individuals find themselves with an injury that leaves them unable or limited in their ability to work.

Accordingly, it seems odd that someone would recommend turning down money when it is presented to a person in this situation. However, in certain situations, it may not be in a person's best interest to take money that is offered to them, at least when that compensation is being offered by an insurance company in an attempt to avoid a lawsuit.

Take, for example, a situation in which a person slips and falls on another person's property or at a local business. The slip and fall may sound minor, but it can leave victims with serious injuries, including broken bones, neck and back injuries or even brain injuries. Accordingly, if the injury was caused by the other person or business failing to keep their premises safe, the injured person may have a premises liability claim to assert.

This is where an insurance company can come into the picture. Insurance companies for the other person or business may be on the hook for the premises liability claim, and therefore they often will try to resolve the claim for as little money as possible. With this in mind, insurance companies can present a settlement offer that would provide some compensation to the victim, in exchange for a release of the person's claim.

The problem is the person may not realize how low the offer is, compared to what they could receive if they continued pursing the claim. In these circumstances, attorneys can help the injured to evaluate a potential offer from an insurance company and gauge what their claim may actually be worth. For more information, see our premises liability page.

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Garza Law Firm PLLC
550 W. Main Street, Suite 340
Knoxville, TN 37902

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